Old Navy | Navyist Rewards Mastercard (2024)

Old Navy | Navyist Rewards Mastercard (1)

Receive 30% Off

your first purchase with your card at Old Navy2

Earn 5 Points for Every $1 Spent

across our family of brands3

Earn 1 Point for Every $1 Spent

on Mastercard purchases made outside our family of brands3

Free Fast Shipping

on orders $50 or more4


  • Receive 30% Off

    your first purchase with your new credit card at Old Navy2

  • Earn 1 Point

    for every $1 spent on all Mastercard purchases made outside our family of brands3

  • 100 Points = $1 Reward

    redeemable across our family of brands, no merchandise restrictions3

  • Earn 5 Points

    for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta3

  • Free Fast Shipping

    on all online orders $50 or more4

  • $0 Fraud Liability Protection

    means you’re not responsible for charges you did not authorize

By applying, you agree that you’ll first be considered for the Navyist Rewards Mastercard which can be used anywhere Mastercard is accepted. If not approved for the Mastercard, you’ll then automatically be considered for the Navyist Rewards Credit Card which can be used across all Gap Inc. stores and online, excluding Banana Republic Home products or on BRHome.com.


  • No Annual Fee1

  • Early Access

    to select sales6

  • Enjoy the flexibility of digital wallets

    Such as Apple Pay® and Google Pay®

  • Do Good

    pay it forward when you donate your rewards to a good cause5

  • Members Only Exclusive Offers

  • Complimentary FICO® Credit Score

    Keep an eye on your credit with complimentary online access to your FICO® Credit Score7

Interest Rates and Charges Summary

APR for purchases

This APR will vary with the market based on the Prime Rate.

APR for balance transfers

29.99%,when using your Mastercard. This APR will vary with the market based on the Prime Rate.

APR for cash advances

29.99%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.

Fee Summary

Annual fee


Balance transfer fee

Either$5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.

See Terms and Conditions for a complete listing of rates and fees

Important Information

  1. Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see theTerms and Conditions.

    This one-time offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

  2. First Purchase Discount:Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard® Account to receive a 30%discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands Discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount, but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, and all merchandise sold and shipped by 3rd party sellers. Not valid at other Gap Inc. brands. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.

    Additional Promotional Offers:From time to time, we may advertise additional promotional offers (e.g. additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visitoldnavy.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.

  3. Earn Points: A Gap Inc. Credit Card must be used as sole payment type.SeeReward Program Terms at www.oldnavy.com/RewardProgramTerms for details about earning and redeeming points and rewards.

  4. Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the US (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater.Icon members receive free 2-3 day shipping on orders of $50 or greater. SeeReward Program Terms foradditional terms and details, including any eligibility restrictions.

  5. Donate Points to Select Charities: Eligible program members can convert rewards to dollars to donate to select organizations. 100 points = $1 donation dollar. Subject to maximum program cap. Organizations chosen in Gap Inc.’s discretion. See completeReward Program Terms.

  6. Early Access: We will send additional details when they are available to eligible program members. May be subject to additional terms and conditions.

  7. FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

  8. The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    The Gap Inc. credit card is issued by Barclays Bank Delaware.

    © 2024 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

Terms and Conditions

Old Navy | Navyist Rewards Mastercard (2024)
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